FTT Embedded Finance


At the The recent edition of FTT Embedded Finance & Super Apps, Lisa Moyle, our Chief Strategy Officer and Co-Founder, took the opportunity to interview Sergiu Negut, Co-Founder, EVP, Board Member at FintechOS.

The live event brought together a vast community of innovators and industry leaders, including retailers, manufacturers, financial institutions, insurers, telcos, fintechs and tech providers, offering a exclusive diversity of viewpoints on embedded finance across different verticals. We examined the technologies, innovations and trends re-defining the future of how financial services are crafted and distributed. 

FintechOS provides next-generation, automated customer-centric technology to empower the financial services industry, supporting rapid innovation in banking, lending, savings, mortgages, insurance and BNPL.  

In this exclusive interview, Sergiu and Lisa explore the opportunity for embedded finance, discussing how FintechOS is helping fintechs and banks in the UK to embed financial services solutions into their existing offerings, opening broader opportunities in the market. 

When asked how embedded finance enables businesses of all types to deliver better outcomes for their customers, Sergiu explains how it is democratising access to finance “If you are a merchant you suddenly can partner with a business that has a banking license and expand your financing options offering, like with BNPL.” He adds that embedded finance is a great way to access to more consumers and offer your existing consumers additional solutions and value.  

Partnerships are a key and essential part of the ecosystem and Sergiu thinks that we are now experiencing a time of change in the area “We need to re-think the way technology partnerships are done, as there is a whole universe of multiple ‘characters,’ if you will, and we must screen what binds them together and plot that in a way where everyone can relate.” He adds that through greater collaboration you can improve access to financial services for everyone. 

To learn more about embedded finance and FintechOS, watch the interview below:

Lisa also interviewed Mark Deakin, VP of Research at FintechOS. Watch the full interview here:

You can’t miss out the next edition of FTT Embedded Finance & Super Apps taking place at the Grand Hyatt at SFO, San Francisco, on December 1st, 2022 (North America) and as part of the Fintech Talents Festival on 14th and 15th November 2022 (Europe) at The Brewery, London. Save the dates!