Agenda 2022

09:00 - 09:10 Opening and welcome to FTT Embedded Finance & Super Apps North America

Lisa Moyle, Chief Strategy Officer, VC Innovations

09:10 - 09:30 Opening fireside chat - The hard work being invisible: a new vision for Embedded Finance

In the world of payments, we’re no strangers to the buzzword of the moment. Embedded Finance has been circulating for more than a moment, but it has a constantly evolving definition that has left many wondering: What exactly is embedded finance, and more importantly, how do I implement it into our tech stack in a meaningful way?

  • Kevin Issadore, Head of Business Development, Marqeta 
  • Benjamin Pimentel, Technology Journalist 

09:30 - 10:10 Panel Discussion - Powering the future of Embedded Finance

Our Rockstar speakers will review the tools and technologies that are paving the way for embedded finance. Understand the power of delivering the right products, at the right time for end users by leveraging BaaS and the next gen of API driven platforms. The ability of businesses of all types to offer financial products at speed is achieved through the beneficial collaboration of providers, distributors, and orchestrators.

  • Mattieu Soulé, Head of BNP Paribas C.Lab Americas, BNP Paribas
  • Nikhil Batheja, Head of API Architecture and Strategy, Corporate and Investment Bank, JP Morgan
  • Leonardo Felisberto, Global Head of Business Development, SellersFunding
  • Jeff Grobaski, Founder and CEO, Epic River 
  • Jeff Manghillis, Lead Client Partner, Banking-as-a-Service, Finastra (Moderator) 

10:10 - 10:30 Keynote - CaaS - creating a consumer product on the intersection of financing, insurance and mobility

Georg Bauer, Co-Founder & President, Autonomy

10:30 - 11:00 Coffee Break

11:00 - 11:40 Panel Discussion - Buzzwords decoded: How embedded finance works in the real world

Experts across the payments value chain offer their unique perspectives on how implementing the most innovative embedded finance use-cases into a roadmap can shift customer acquisition and retention in your favor.

  • Tamara Romanek, Head of Partnerships, Plaid
  • Atif Siddiqi, CEO and Founder, Branch
  • Rohan Thompson, Director, Sales, Marqeta
  • Lisa Moyle, Chief Strategy Officer, VC Innovations (Moderator)

11:40 - 12:20 Panel Discussion - Financial services for the masses

Do financial institutions struggle to connect with consumers? What is the role of established players in this evolving ecosystem? Uncover what lies behind the drive for businesses to integrate financial services for their communities or end-users. Understand the value for customers when they can access financial services from the brands that they love and trust.

  • Charvi Gandotra, Senior Strategy and Innovation Manager, Commonwealth
  • Steve Andrews, Bank and Fintech Executive
  • Matt Zalubowski, SVP Marketing, Atlanticus
  • Dave Campbell, Financial Product Management, Gusto
  • Shilpa Bangera, Chief Revenue Officer – Platform & Data, Finastra (Moderator)

12:20 - 13:00 Panel Discussion - The rise of the Super Apps

Panellists explore the future of apps and app strategies. Do your consumers want standalone apps or one that provides it all? Super Apps are redefining the future of financial services through embedded finance, creating new ecosystems that cater to consumer expectations and beyond. What will take to win the attention of customers in this ever-changing digital ecosystem?

  • Henry Shi, Co-Founder, Super
  • Marcelo Dubiel, Lead Product Manager, SkipTheDishes 
  • Julian Armington, VP, Product Marketing, Marqeta
  • Michael Sindicich, EVP and Head of TripActions Liquid
  • Tosha Ellison, Strategic Advisor, FINOS (Moderator)

13:00 - 14:00 Lunch Break

14:00 - 14:05 Welcome back to the Strategy Stage and the afternoon ahead

Lisa Moyle, Chief Strategy Officer, VC Innovations 

14:05 - 14:50 Panel Discussion - Finding the ideal partner for the journey

The place for innovation is in ecosystems: As we welcome new challengers and disruptors in the financial services industry, enhancing customer experience and outcomes for end-users is the main goal. The default expectation of consumers for ease and simplicity affects all products and services. We will explore the role that partnerships play in underpinning the seamless integration of financial services for a growing ecosystem of providers. What are the hallmarks of successful collaboration?

  • Marc Butterfield, Sr. Vice President, First National Bank of Omaha
  • Philippe Daoust, Vice President & Managing Director, National Bank of Canada
  • Melanie Hardin, Business Strategy, Co-Innovation, Verizon
  • Rasha Katabi, Founder & CEO, Brim Financial
  • Vishal Shah, Head of Embedded Finance, SAP Fioneer
  • Dion Lisle, Director of Corporate Ventures, Huntington National Bank (Moderator)

14:50 - 15:30 Panel Discussion - Regulation for the road ahead

Regulators and industry practitioners will review the current regulatory landscape for embedded finance in the North American market and the future direction of travel. Can consumer protection and supporting innovation work in tandem to achieve a sustainable future for embedded finance? Can embedded finance deliver on the long-promised vision for financial inclusion?

  • Julapa Jagtiani. Senior Economic Advisor and Economist, Federal Reserve Bank of Philadelphia
  • Marc Rehberger, SVP, Senior Managing Director, Head of Tech Enabled Banking, Customers Bank
  • Carla Carriveau, Chief Legal Officer, CoinList
  • Steven Boms, Founder and President, Allon Advocacy
  • Lisa Moyle, Chief Strategy Officer, VC Innovations (Moderator)

15:30 - 16:00 Coffee Break

16:00 - 16:40 Panel Discussion - Unlocking the power of data in B2B Embedded Finance

Data-driven financial services can provide contextualised and hyper-personalised services at the point of sale and point of purchase. As global trade becomes increasingly digitized, how will data accelerate the delivery of good and services? Will we see financial services deeply embedded in digitized trade scenarios?

  • Paul Przybylski, Managing Director, Global Head of Product Strategy and Morgan Money, J.P. Morgan
  • Marc Rehberger, SVP, Senior Managing Director, Head of Tech Enabled Banking, Customers Bank
  • Galen Grady, Senior Director of Financial Operations and Support, TripActions
  • Vishal Shah, Head of Embedded Finance, SAP Fioneer (Moderator)

16:40 - 17:20 Panel Discussion - Should we buy now and pay later?

BNPL was created to allow consumers to shop on their own terms and drive greater sales for merchants. It has the potential to improve customer engagement, but can it lead also to an unhealthy relationship with debt? Can innovative partnerships and new data sharing models enable the delivery of embedded payment methods like BNPL that enhance customer choice at checkout? Panellists will explore different strategies to streamline customer experience, while ensuring adequate consumer protection.

  • Akita Somani, SVP, BNPL/ POS Lending, U.S. Bank
  • Oded Shoshany, General Manager, Financial Services, Amdocs
  • Craig Focardi, Principal Analyst, Celent
  • Bradley Leimer, Executive Director, Head of Fintech Partnerships, SMBC Group (Moderator)

17:20 - 17:30 Thank you and Closing Remarks

Lisa Moyle, Chief Strategy Officer, VC Innovations 

18:00 Networking drinks

11:00 - 11:10 Opening and welcome to the Industry Focus Stage

Laura Camplisson, Portfolio Lead, VC Innovations 

11:10 - 11:50 Panel Discussion - Show me the way to pay - the future in focus

Our rockstar speakers will review the latest trends in embedded payments and the choices for retailers to balance choice with simplicity. Is the ultimate goal making payments invisible? How are merchants considering payments for long term customer loyalty? What will the future of payments look like in a new normal of physical ecommerce, alongside new opportunities in the metaverse?

  • Haixia Yu, Advisory Board Member, Dirty Labs
  • Kirsten Reynolds, Head of Partnerships Strategy and Operations, Sunbit
  • Lawrence Gilioli, Founder, Lenderwize
  • Imran Haider, Co-Founder, Antium Ventures (Moderator)

11:50 - 12:30 Panel Discussion - Crypto payments go mainstream

The demand to pay in crypto is growing, as are the number of businesses offering cryptocurrencies as a means of payment. How can businesses offer the opportunity to easily and safely pay in crypto at point-of-sale? Using cryptocurrencies to make everyday purchases, as well as credit and debit cards backed by cryptocurrencies, are on the verge of going mainstream and the panel will tackle the ways in which to satisfy the growing demand.

  • Ross Barbash, General Counsel, MobileCoin
  • Mahmoud Ali, General Partner, A’Z Angels
  • Nischal Belthan, Senior Director of Crypto Product, MetaJuice
  • Kevin Dinino, President, KCD PR Inc. (Moderator) 

12:30 - 12:50 Keynote - Payments are eating the world

Vinod Baya, Executive Director, Innovation & Corporate Development, J.P. Morgan

12:50 - 14:00 Lunch Break

14:00 - 14:05 Welcome back to the industry focus stage and the afternoon ahead

Laura Camplisson, Portfolio Lead, VC Innovations 

14:05 - 14:25 Fireside Chat: How partnerships can power embedded finance

Seamless fintech tools embedded in non-financial journeys are revolutionizing how we interact with the financial industry. As we welcome new challengers and disruptors, what should financial and non-financial institutions alike know about partnering together to power embedded finance? Learn more about what embedded finance is, why it matters, and how partnerships can power the next generation of embedded finance.

  • Shruti Patel, Director, Product Partnerships, Shopify
  • Laura Camplisson, Portfolio Lead, VC Innovations (Moderator)

14:25 - 15:00 Panel Discussion - Narrowing the protection gap

Embedded finance opens the door to the provision of relevant and affordable financial products, delivered at the point of need. Industry leaders will discuss how insurance, lending and payments product strategy should focus on consumers and how the resulting ecosystem will reduce financial exclusion, making way for improved wellbeing, education and access, delivered by the organisations consumers know and trust.

  • Bárbara Barthelemy Baroli, Senior Segment Analyst – Retail Consumers, Galicia Bank
  • Charvi Gandotra, Senior Strategy and Innovation Manager, Commonwealth
  • Gretel Friedman, VP, Partnership Development, Netspend
  • Bradley Leimer, Executive Director, Head of Fintech Partnerships, SMBC Group (Moderator)

15:00 - 15:30 Panel Discussion - The creator economy: Unlocking monetization

Industry leaders will discuss the big questions in social media monetization: Are creators paving the way in digital payments innovation? How tapping into closed knit communities drives opportunities to meet both unmet needs and new opportunities.

  • Dion Wilson, Founder, Rast·r Technologies
  • Sachin Khatter, Engineering Leader – Payments, Patreon 
  • Ambika Sharma, Creator & Host, Fintech Cafe (Moderator) 

15:30 - 16:10 Coffee Break

16:10 - 16:50 Panel Discussion - Democratizing the industry with embedded wealth management

Rockstar speakers will discuss what embedding wealth and investment offerings means for businesses and their customers. Panellists will focus on the possibility to improve customer lifetime value and retention, as well as how embedded wealth is a key lever for financial inclusion. Will combining traditional and digital assets drive greater interest in wealth management products from both younger and older consumers?

  • Kelsey Willock, Co-Founder & CEO, Aura Finance
  • Joshuah Lebacq, Principal, Venture Capital, National Bank of Canada
  • Craig North, VP, Business Development, Firstcard
  • David Hannes, Founder & CEO, Flyte
  • Jean Sullivan, Head of Wealth Management, Celent (Moderator) 

16:50 - 17:25 Panel Discussion - Revolutionizing lending with embedded finance

Many are familiar with the boom in Buy Now Pay Later products. However, the opportunity to deliver greater value through innovative lending products goes well beyond BNPL. Panelists in this session will discuss the opportunity to offer users a range of financing options at checkout, creating a wealth of potential for SMEs to expand their product offering and increase revenue.

  • Iris Pfeifer, Head of Marketing and Partnerships, Wisetack
  • Marc Rehberger, SVP, Senior Managing Director, Head of Tech Enabled Banking, Customers Bank 
  • Jagdeep Singh Sahota, Chief Payments Officer, EVP, Banc of California
  • Dion Lisle, Director of Corporate Ventures, Huntington National Bank (Moderator)

17:25 - 17:30 Closing remarks

Laura Camplisson, Portfolio Lead, VC Innovations 

17:30 Networking drinks